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Form Steps to Complete IRS 8863 Online MS: What You Should Know
See how the IRS Form 8863 works by downloading the IRS Form 8863. See also IRS Form 8865 for the same information. What Is the IRS Form 8865? — Turbo Tax Tax Tips & Videos Oct 23, 2025 — A student's student loan debt is the difference between the tuition and fees charged to the student and the amount provided to the student to cover those expenses. A student's student loan debt is the difference between the tuition and fees charged (the “amount provided to the student”) and the amount the school calculates the student owes (the “amount of tuition and fees” or Tuition and Fees Paid) Oct 24, 2025 — The student's debt is called the “unpaid amount of tuition and fees.” The student reports the tuition and fees received from the school. It is more complicated than that. Remember: The IRS Form 8863 calculates the amount students will owe the loan the amount students will owe the loan The IRS Form 8863 does not calculate the amount the student would receive if he or she took a gap year because the law allows. Instead, the student needs to use the “amount of tuition and fees provided or to be provided to a student or the amount the school determined the student will be charged for tuition and fees.” Learn more about the “amount provided” or “Amount of Tuition and Fees” or “amount” in the “How are Amounts Calculated” box of the form. The IRS Form 8863 is the same as the Form 1040 or the 1040-SSN, and it applies to most students. But the Form 8863 only accounts for federal and student loans. If your student loans are funded through a private-sector loan, the tax returns for the loan will not show an amount due. If your student loans are funded by a state plan or federal grant, the Form 8863 will show a lump sum due on a schedule that is calculated for that loan. Learn more about the differences. Form 8865 — IRS A Form 8865 is a summary of your student debt obligation for federal and private-sector student loans. If your student loans are not funded by Federal student loans, the Form 8865 is the IRS form you will use to account for federal student loans. If your student loans are funded or guaranteed by a state, local, or private-sector employer, the Form 8865 will account for your federal student loans.
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